Blogs
Buckley Part of New Historic Commission
Honored to be part of Colorado history, in being selected as one of 12 independent legislative commissioners to redraw the district lines for the Colorado Legislature. This arose from a vote of the people, choosing to have 4 Republicans, 4 Democrats, and 4...
AARP Retirement Calculator: Are You Saving Enough?
AARP provides an excellent tool for our clients to know whether or not they are on track to be able to retire when they desire. I just used this tool for Melinda and I. I have been uncomfortable with where we were before, because I did not have my metrics properly...
10 Things Social Security Won’t Tell You
1. “Long-term deficit? We can hardly afford our bills today.” About a third of workers in their 50s expect Social Security benefits to be their primary source of income in retirement, according to the Transamerica Center for Retirement Studies. That reliance gives...
The 95th Raising of the Debt Ceiling
This article comes from local financial advisor Elliott Orsillo (www.seasoninvestments.com). Elliott's excellent analysis of the history and political realities of the debt ceiling debate is worth perusing.Hope this helps you!Sincerely,John Posted on January 15, 2013...
Fiscal Cliff: Why Congress Might Have to Mess with the 401(k)
https://business.time.com/2012/11/28/fiscal-cliff-why-congress-might-have-to-mess-with-the-401k/#ixzz2DdgPZm1I This article explores whether or not retirement savings accounts, like the 401(k) will become the new target of Congress to pay for the national debt.
Understanding Life Insurance Trusts
1. What does a life insurance trust do?An irrevocable life insurance trust gives you more control over your insurance policies and the money that is paid from them. It also lets you reduce or even eliminate estate taxes, so more of your estate can go to your loved...
Understanding Charitable Remainder Trusts
How to Secure a Lifetime Income, Save Taxes & Benefit a Charity Since 1969, countless families have used charitable remainder trusts (CRTs) to increase their incomes, save taxes and benefit charities. What does a CRT do? A CRT lets you convert a highly appreciated...
When Is It Time to Service Your Estate Plan?
If you own a car, then you know it requires regular servicing in order to perform well and be reliable. More than likely, your car came with a recommended schedule for service, based on how many miles it has been driven. After a certain number of miles, you need to...
Articles
“Portability” of the Federal Estate Tax Exemption – What does it Mean?
With the political and economic climate as it is in the summer of 2008, we are not likely to see total repeal of the federal estate tax in the foreseeable future. However, both Republican and Democratic Presidential candidates support estate tax reform. Realistically,...
